Title insurance provides coverage against title defects in existence at the time of closing, but which are not known to you at that time. It covers you against losses resulting from various forms of title fraud as well as providing an indemnity against loss or damage for many covered title risks relating to real property, including coverage in the event someone else claims an ownership interest in the insured property or in the event that the priority and enforceability of a lender’s mortgage on title is challenged.

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