Life Insurance
Too often, life insurance coverage isn’t front of mind until we are faced with a crisis. Preparing your life insurance policy now means that your loved ones are protected, whatever may come.
Term LifeThis policy offers a level premium for a set number of years. It's often used to cover temporary debts like mortgages, student loans, income replacements, & more. Term insurance is like “renting” insurance for a set period of time. Term insurance can be converted into permanent coverage at the policy holder’s request as an additional benefit.
AnnuitiesYou protect your car, your home, & your life — but what about your retirement income? Are you prepared for retirement? Annuities are used to accumulate funds for your retirement. They offer you the security of tax-deferred growth, guaranteed interest rates, & the opportunity to generate a steady stream of income for the rest of your life.
Whole LifeWhole life insurance, aka “permanent life insurance,” offers a level premium that doesn't fluctuate & builds cash value over time. Think of whole life insurance like buying a home, building equity as you make your payments. This policy is ideal for final expenses, children’s policies, or anyone looking to have guaranteed coverage for the rest of their life.
Critical IllnessEven if you’re in great health, everything could change in an instant & unexpected illnesses are often followed by unexpected expenses. While health insurance may cover some of those costs, it may not cover everything & medical debts can add up quickly. Be prepared in the face of a medical emergency with critical illness insurance.
HealthAre you self-employed? Or does your employer not offer a health insurance plan? Are you feeling overwhelmed by all of the information out there about the health insurance industry? We’re here to help. If you’re looking for an affordable health insurance plan, we’ll talk you through your options so that you know exactly what each plan offers & what benefits are included.
Group BenefitsIf you are a business owner looking to offer your employees a benefits package, we can help you find an affordable group health insurance plan, life insurance plan, & more. We will help you shop these plans through multiple carriers to find your business the best available package to fit your budget as well as your employees’ needs.