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6 Things to Know About a Mortgage Application

What sort of things do you need to know about a mortgage application? Well, first and foremost, unless you've just robbed a bank (which we certainly don't condone) or found a giant pile of money in a cave like the Count of Monte Cristo (whi...

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7 Factors That Will Affect Your Home Loan Rate

Whether you’re about to buy your first house or your fifth house, you’re probably familiar with mortgage loan interest rates—and how they can affect your house payment. And you know the lower the interest rate, the better! But how can you...

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What are Jumbo Mortgage Rates?

If the house you have your eye on happens to cost about double the average home in the U.S., you’re probably going to need a jumbo loan to buy it. Not sure what a jumbo loan is or what to expect with this type of mortgage? Here’s what you n...

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When Is Private Mortgage Insurance Required?

PMI. Most home buyers have it, but many don't know why. If you've ever had a conventional mortgage or currently are shopping around for one, you probably have come across mention of private mortgage insurance, or PMI. Required by most lenders i...

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7 Myths About the Mortgage Loan Process

Getting a mortgage isn’t something you do on a regular basis. So, whether you’re a first-time buyer or you’ve applied for mortgages multiple times, it’s still possible that you’re wondering about all the things you’ve heard about th...

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Is a Fixed-Rate Mortgage Your Best Choice?

One of the most important decisions you’ll make when you buy a house is how you will finance that purchase. Most home buyers can’t pay cash for a house, so finding the right mortgage is critical. A fixed-rate mortgage has both advantages an...

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What is a Variable Rate Mortgage?

What is a Variable Rate Mortgage? When you’re buying a new home, unless you’re paying cash, selecting the right type of mortgage is a critical step. Different mortgages are available to suit different people. The choice you make depends on...

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What Are the Different Types of Mortgages?

Buying a home involves more than just choosing a house. Not only do you have choices to make with real estate agents, neighborhoods, lenders, and houses, you also have several different types of mortgage options. Certain mortgage loans will bet...

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7 Tips for Reducing Mortgage Payments

Most people pay on a mortgage for years, so thinking about reducing mortgage payments is pretty normal. If you’ve been having that thought, you’ll be glad to know that there are ways to reduce your mortgage payment and these tips will help ...

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